Available in all states excluding the 5 boroughs in New York
Contractor must be in business at least 1 year
CGL/Excess limits must be equal to or greater than requested limits
A contract cost greater than 30,000,000 will be referred to the carrier for approval
No work or Operations involving the following exposures:
- Use of explosives or fireworks
- Use of asbestos
- Underground construction such as subways or mines
- Work in existing: refineries, chemical plants, mills, or grain elevators
- Exterior building maintenance over 3 stories
- Hazardous chemicals
Any building that includes a bed is considered to be Habitational - this includes prisons, dorms, hotels, hospitals.