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Real-Time Stats
# Quotes To Date: 79,688
How It Works
  1. Producers need to complete and submit the "Producer’s Application" in order to place business through 123ocp.com. An email with Log On ID and password is then sent to the producer.
  2. Producers can then access either the OCP, Railroad Protective or Pollution Liability Insurance Applications by logging on and clicking on the appropriate buttons displayed on the Home page.
  3. Once the application is complete the producer will click the submit button to quote. Eligible accounts will be quoted instantaneously and appear on screen. If risk is a referral, a message will appear notifying you as such, and an email will be sent to you when the underwriter has reviewed and either approved or declined the risk.
  4. You can edit your submissions for optional limits, etc. by going to unbound quotes and clicking edit. The original quote will remain and the new quote will have the same quote number with a letter after it for each edition.
  5. To bind the quote, pick the edition you want to bind and click the bind button.
  6. FOR OCP BINDERS: An invoice will be emailed to you. The policy is issued by the carrier and will be emailed to you upon receipt from them.
  7. FOR CPL AND RRP BINDERS: The invoice and the policy are issued on line. Click on the appropriate button to view/print.
  8. For Railroad Policies bound with Hudson Insurance Company the policy and the invoice will be issued on the website. For Railroad Policies bound with Westchester Fire Insurance Company the invoice will be issued on the website but the policy will be issued by the carrier and emailed to you upon receipt from them.
  9. Renewable CPL policies and invoices will be issued on line when you bind the coverage.
ALL PROJECT SPECIFIC POLICIES (OCP, RRP, CPL) SHOULD BE WRITTEN FOR THE TERM OF THE PROJECT, NOT ON AN ANNUAL BASIS. THERE ARE NO RENEWAL POLICIES AVAILABLE FOR THESE POLICIES.

Contractors Equipment and Renewable CPL renewal policies are quoted, bound and issued on line.
  • Contractors Equipment – go to the Contractors Equipment button, then to existing policies and quote and bind the renewal
  • Renewable CPL – complete the renewal application on the website to receive the renewal quote and bind the coverage

Builders' Risk and Contractors' Equipment
Once you click on either Builders' Risk or Contractors' Equipment you will be taken to a page for Chubb products only. From this page you will be able to quote and bind coverage. You will also be able to endorse your policies and for contractors' equipment you will renew coverage on line.
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