Coverage is available in all states.
Coverage is written on an admitted basis with no surplus lines tax.
Coverage is occurrence except Transportation and Disposal coverage parts which are both claims made.
Ineligible Exposures:
- Dredging
- Drilling – Petroleum
- Pipeline Construction Trucking
- Weatherization
- Architects/Engineers
- Barrier/Liner Construction
- Maintenance/Janitorial
- Restoration Contractors
- Demolition
- Pile Driving
- Construction Managers
- Environmental Contractors and Consultants
- Asbestos/Lead/Mold Abatement
- Pesticide Herbicide and Fertilizer
- Crime Scene Cleanup
- Storage Tank Installation/Removal
- Residential Construction (if residential is only a portion of the contractor’s work they can cover the commercial portion and exclude the residential)
Work in Hospitals – mold coverage will be on a claims made basis only.
If there are prior claims the submission will be referred to the carrier.
The policy will be issued on line when coverage is bound.