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Real-Time Stats
# Quotes To Date: 79,688
Builders' Risk Details
Commercial Builders’ Risk Coverage:
Available in all states.
New construction of a building:
  • Fire Resistive, Masonry Non Combustible, Modified Fire Resistive and Non Combustible up to 15M
  • Joisted Masonry up to 5M
  • Frame up to 2.5M
New construction other than a building = referral (i.e. road work, utility work etc.)
Non-structural Renovation of an existing building up to 2.5M
Addition to an Existing building = referral
Structural renovation – NOT ELIGIBLE
Effective date cannot be more than 90 days in the future


Policy Terms Available:
  • Contract works < 5,000,000 = max term length 12 months *
  • Contract works >=5,000,000 and <10,000,000 = max term length 15 months *
  • Contract works 10,000,000 to 15,000,000 = max term length 18 months *
* extensions are available if required


Ineligible Projects:
  • Structural renovations
  • Any project previously started whether it was not covered or it was covered elsewhere
Residential Builders’ Risk Coverage:
Available in all states.
New Construction of Single Family Dwelling or Duplex (for Apartments, Condominiums – see Commercial)
Homebuilder or Developer – up to 1M
Homeowner – NOT ELIGIBLE
Policy Terms Available:
  • Contract works < 500,000 – max term length 12 months *
  • Contract works 500,000 – 1,000,000 – max term length 15 months *
* extensions are available if required


Ineligible Projects:
  • New Construction other than a dwelling
  • Renovations of or an addition to an existing dwelling
  • Any Project previously started whether it was not covered or it was covered elsewhere
  • Homebuilder with less than 1 year experience
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